Advisory Partners


Kenny Teo

AG Partner


Kenny joined the financial planning sector in 1992. His mission to help his clients navigate the treacherous waters of the financial landscape eventually inspired him to leave his management position with a leading life insurer to join IPP, a decision he has never regretted.

Today, Kenny is an AG partner of Carmel Advisory Group, where he is fulfilling his mission by helping his clients generate retirement income streams and gratuities to provide adequate financial support for their families. With more than 23 years of hands-on experience, he is a veteran in the financial advisory industry and has delivered talks on subjects such as estate planning, retirement planning, permanent healthcare and comprehensive financial planning.

But Kenny’s commitment to helping others extends beyond his profession. Not only is he the current president of Family Life First, an IPC charity that focusses on family integration in Singapore and beyond, but he is also a Cambridge University-certified trainer in Adult Learning, training professionals and encouraging them to give back to society.

Kenny holds a Diploma in Insurance and is a Chartered Financial Consultant.


At Carmel Advisory Group, we are committed to delivering a client-centric approach and sound advice to help our clients achieve their personal goals and objectives. With the understanding that we are responsible for the financial growth of our clients, we are committed to offering only solutions that are in their best interests. We achieve this by always addressing our clients’ needs, and by fostering a culture of continuous education that ensures we always excel in what we do.

By adopting a philosophy where care is the currency by which each of our advisers transacts, we create financial plans that are built to last to forge strong, trusted relationships with our clients.